Individual Life & Retirement

While an employee benefits and group retirement savings plan establishes a solid foundation for your organization and your employees’ financial security and well-being, it’s essential to acknowledge that additional elements may be necessary for comprehensive coverage. A group plan typically addresses collective needs but may not cater to the individual circumstances of each employee. Important options like term and permanent life insurance, disability coverage, and critical illness protection can fill these gaps and enhance overall financial resilience. At Halpenny Group Benefits & Retirement Specialists, we provide a holistic approach to employee well-being, ensuring your organization not only has robust group benefits but also access to personalized solutions that effectively support both the organization and its employees.