Medical Malpractice Liability

Medical malpractice is when a doctor or other healthcare professional causes harm to a patient due to negligence or omission. Negligence can take many forms such as an error in diagnosis, treatment, aftercare, or health management.

Cyber

This covers claims of financial loss due to a cyber attack or privacy breach. It should include both first party (breach response, loss of income, systems restoration, ransomware, data restoration) and third party (privacy liability, network security liability, regulatory liability) coverages.

Abuse Liability

Abuse liability coverage helps organizations defend themselves against allegations of abuse and molestation. Organizations who deal with vulnerable populations are those who require coverage the most such as schools & daycares, retirement and nursing homes, sports teams & sports leagues, churches or religious organizations, camps or sports and recreations centres.

Fiduciary Liability

Fiduciary liability covers the individuals who take part in the decision-making of an employee benefit plan, administer a plan or its assets, or whose name or title is included on benefit plan documents. It is designed to provide financial resources when a business or representative has a lawsuit filed against them for claims of negligence […]

Employment Practices Liability

Employment Practices Liability (EPL) insurance protects organizations against allegations and lawsuits by employees who claim their legal rights have been violated. EPL exposures have expanded from discrimination or harassment brought by employees to include a wide range of evolving exposures including accessibility, gender issues and disputes over performance reviews and promotion. Policies can be broadened […]

Directors’ & Officers’ Liability

Directors and officers (D&O) liability insurance is designed to protect individuals who are personally sued for wrongdoing while serving as directors or officers of an organization. It provides coverage for defense costs and any resulting settlements the directors, officers and the organization are required to pay. Wrongful acts and allegations covered under D&O policies include: […]